Date: 2009-08-25 06:25 pm (UTC)
It depends on the current value of your car. If your car has depreciated so far in value that it isn't worth much (or you have at least paid it off completely) then sure go with General Liability. However, if your car still has significant value then that's not really a good idea.

That's the "practical" advice. The *practical* advice is to ask yourself whether you can afford to do the smart the thing. If you simply *can't* afford the the smart thing then you might just have to suck up the risk and drive more cautiously.
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